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Government banking recruitment · clerical / Junior Associate · State Bank of India (SBI)

SBI Clerk Mock Tests, Syllabus & Complete Exam Guide

SBI Junior Associate (Customer Support & Sales) Recruitment. Practise 35 full-length mock tests on the official pattern, drill every topic, and get the eligibility, syllabus, cut-off, rank and college details you need — all in one place.

SBI Clerk at a glance

Post
Junior Associate (Customer Support & Sales)
Prelims
100 questions · 100 marks · 60 min
Mains
190 questions · 200 marks · 160 min
Marking
+1 correct · −0.25 wrong · no interview
ModeOnline (computer-based) · Preliminary → Main (no interview)
FrequencyUsually once a year
LanguagesEnglish & Hindi (with regional-language proficiency required)
By the ExamguruX Editorial TeamReviewed for pattern accuracy against State Bank of India (SBI)Last updated 10 August 2026

SBI Clerk full-length mock tests

Attempt 35 full-length SBI Clerk mock tests built on the official Junior Associate (Customer Support & Sales)-question, 200-mark pattern. The first few are free — every test comes with instant results and a step-by-step solution for each question.

SBI Clerk Full Mock Test 01

Free
52 Qs · 52 marks60 min19.1K attemptsModerate
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SBI Clerk Full Mock Test 02

Free
52 Qs · 52 marks60 min23.1K attemptsHard
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SBI Clerk Full Mock Test 03

Free
52 Qs · 52 marks60 min27.2K attemptsModerate
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SBI Clerk Full Mock Test 04

52 Qs · 52 marks60 min31.2K attemptsHard
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SBI Clerk Full Mock Test 05

52 Qs · 52 marks60 min35.3K attemptsEasy
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SBI Clerk Full Mock Test 06

52 Qs · 52 marks60 min39.3K attemptsHard
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SBI Clerk Full Mock Test 07

52 Qs · 52 marks60 min43.4K attemptsEasy
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SBI Clerk Full Mock Test 08

52 Qs · 52 marks60 min47.4K attemptsModerate
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SBI Clerk Full Mock Test 09

52 Qs · 52 marks60 min51.5K attemptsEasy
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Unlock all SBI Clerk tests

The first tests in each section are free to try. Get the complete SBI Clerk mock library, every topic test and all available languages for 3 months — a one-time ₹199 / 3 months.

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SBI Clerk — free for everyone

Every SBI Clerk mock and topic test is completely free until 15 September 2026 — no payment, no account needed to start.

  • Every full-length mock test
  • All topic-wise tests, every subject
  • All available languages
  • Step-by-step solution for every question
  • Indicative marks-to-rank & cut-offs
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Normally ₹199 / 3 months per exam · free during the launch offer

SBI Clerk topic-wise tests & syllabus

120 topic tests across 4 subjects — a focused set of 15 tests for every topic in the SBI Clerk syllabus, tagged with approximate exam weightage so you practise where the marks are.

120 topic-wise tests · 15 per topic across 4 subjects. Pick a subject, expand a topic, and start drilling.

Puzzles & Seating Arrangement — Test 01

Free
12 Qs · 12 marks11 min112K attemptsModerate
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Puzzles & Seating Arrangement — Test 02

Free
12 Qs · 12 marks11 min141K attemptsEasy
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Puzzles & Seating Arrangement — Test 03

20 Qs · 20 marks18 min169K attemptsHard
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Puzzles & Seating Arrangement — Test 04

12 Qs · 12 marks11 min197K attemptsModerate
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Puzzles & Seating Arrangement — Test 05

12 Qs · 12 marks11 min226K attemptsEasy
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Puzzles & Seating Arrangement — Test 06

20 Qs · 20 marks18 min254K attemptsHard
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Puzzles & Seating Arrangement — Test 07

12 Qs · 12 marks11 min282K attemptsModerate
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Puzzles & Seating Arrangement — Test 08

12 Qs · 12 marks11 min311K attemptsEasy
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Puzzles & Seating Arrangement — Test 09

20 Qs · 20 marks18 min39.1K attemptsHard
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Puzzles & Seating Arrangement — Test 10

12 Qs · 12 marks11 min67.4K attemptsModerate
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Puzzles & Seating Arrangement — Test 11

12 Qs · 12 marks11 min95.8K attemptsEasy
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Puzzles & Seating Arrangement — Test 12

20 Qs · 20 marks18 min124K attemptsHard
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Puzzles & Seating Arrangement — Test 13

12 Qs · 12 marks11 min153K attemptsModerate
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Puzzles & Seating Arrangement — Test 14

12 Qs · 12 marks11 min181K attemptsEasy
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Puzzles & Seating Arrangement — Test 15

20 Qs · 20 marks18 min209K attemptsHard
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SBI Clerk sample questions

A few real SBI Clerk questions with answers and step-by-step solutions, in the exact style of the full mock tests.

Reasoning AbilitySample 1

Meena walks 6 m towards north, then turns right and walks 8 m. How far is she now from her starting point?

  • A.10 m
  • B.14 m
  • C.12 m
  • D.48 m

Solution: The two legs are at right angles, so the straight-line distance = sqrt(6 squared + 8 squared) = sqrt(36 + 64) = sqrt(100) = 10 m.

Numerical AbilitySample 2

Simplify: 15 + 45 / 9 x 3 - 8.

  • A.22
  • B.18
  • C.27
  • D.12

Solution: By order of operations, 45 / 9 = 5, 5 x 3 = 15, so 15 + 15 - 8 = 22.

English LanguageSample 3

Read the passage: 'Digital banking lets customers transfer money, pay bills and check balances from their phones at any hour. It has reduced the need to visit a branch for routine work, saving both time and cost.' According to the passage, what has digital banking chiefly reduced?

  • A.The need to visit a branch for routine work
  • B.The number of bank customers
  • C.The safety of transactions
  • D.The use of mobile phones

Solution: The passage states that digital banking has reduced the need to visit a branch for routine work.

General & Banking AwarenessSample 4

Where is the head office (corporate centre) of the State Bank of India located?

  • A.New Delhi
  • B.Kolkata
  • C.Mumbai
  • D.Chennai

Solution: The corporate centre of the State Bank of India is located in Mumbai.

About the SBI Clerk exam

A national recruitment exam conducted by the State Bank of India to select Junior Associates (Customer Support & Sales) — the clerical cadre that staffs SBI branches, handling cash, deposits, customer service and day-to-day banking operations.

What is the SBI Clerk exam?

SBI Clerk is the State Bank of India's recruitment exam for the post of Junior Associate (Customer Support & Sales), the clerical cadre that forms the front line of SBI branches. Junior Associates handle cash transactions, open and service accounts, process deposits and withdrawals, answer customer queries and support the branch's daily banking operations. Because it needs only a graduate degree and offers a stable, well-paid public-sector banking career, it is one of India's most sought-after clerical recruitment exams, drawing lakhs of applicants each year.

The selection has two online stages and no interview. The Preliminary exam is a 1-hour, 100-question paper across English Language, Numerical Ability and Reasoning Ability with 20-minute sectional timing; it is only qualifying. Candidates who clear it sit the Main exam — a 2-hour-40-minute, 190-question paper covering General/Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability & Computer Aptitude — which decides the final merit. A qualifying test of the local language completes the process.

How to clear SBI Clerk

Because the Prelims is speed-based and only qualifying, the aim there is to clear each section's cutoff comfortably within its 20-minute window — practise simplification, number series, quadratic equations, puzzles, seating arrangement, syllogism and reading comprehension until they are quick and accurate. Reasoning and Numerical Ability carry the most scoreable marks; build calculation speed and pattern recognition so you do not lose time under sectional timing.

The Main exam is where merit is decided, so the extra sections matter. General and Financial Awareness is high-return and stable — build banking terms, RBI functions, account and card types, financial abbreviations and current affairs steadily over time. Computer Aptitude rewards a little consistent study. With a one-fourth negative-marking penalty in both stages, disciplined attempting matters: solve what you know quickly and avoid blind guesses. Full-length timed mocks build the section-balance and stamina the paper demands.

SBI Clerk eligibility & exam pattern

Check whether you meet the SBI Clerk eligibility criteria and understand exactly how the paper is structured and marked before you plan your preparation.

Eligibility criteria

Nationality
Indian citizen (with the usual provisions for certain other categories as specified by SBI).
Qualification
A graduate degree in any discipline from a recognised university (or an equivalent qualification recognised by the Central Government).
Age
Generally 20 to 28 years as on the cut-off date, with age relaxation for reserved categories per government norms.
Local language
Candidates must be proficient (read, write, speak and understand) in the specified local language of the state/UT they apply for.
Computer literacy
Basic knowledge of computer operations is essential for the clerical role.
Attempts
The number of attempts permitted is limited for certain categories as specified in the notification.

Exam pattern & marking

SubjectQuestionsMarks
English Language (Prelims)20 min sectional timing · qualifying stage3030
Numerical Ability (Prelims)20 min sectional timing · qualifying stage3535
Reasoning Ability (Prelims)20 min sectional timing · qualifying stage3535
General / Financial Awareness (Mains)35 min · banking & current affairs5050
General English (Mains)35 min4040
Quantitative Aptitude (Mains)45 min5050
Reasoning Ability & Computer Aptitude (Mains)45 min5060
Total290200

SBI Clerk selection is a two-stage online process for the post of Junior Associate, with no interview. The Preliminary exam has 100 objective questions for 100 marks in 60 minutes, with 20-minute sectional timing across three sections — English Language (30 questions/30 marks), Numerical Ability (35/35) and Reasoning Ability (35/35). The Prelims is only qualifying and screens candidates for the Main exam. The Main exam has 190 questions for 200 marks in 2 hours 40 minutes across four sections — General/Financial Awareness (50 questions/50 marks, 35 min), General English (40/40, 35 min), Quantitative Aptitude (50/50, 45 min) and Reasoning Ability & Computer Aptitude (50/60, 45 min) — and decides final merit, together with a qualifying test of the specified local language. Both stages carry a penalty of one-fourth (0.25) of the marks assigned to a question for each wrong answer; unanswered questions score zero. On ExamguruX, each question is scored +1 with a 0.25 penalty for a wrong answer, mirroring the real marking, and every question has a worked solution.

Duration: 2 hours 40 minutes (Mains).

How to prepare for SBI Clerk

A proven, focused SBI Clerk preparation method — from building strong fundamentals to peaking with full-length mocks.

  1. 1

    Master the Prelims speed sections

    The Prelims is qualifying and speed-based with 20-minute sectional timing. Drill simplification, number series, quadratic equations, puzzles, seating, syllogism and reading comprehension until they are fast and automatic.

  2. 2

    Make Reasoning and Numerical your strength

    These sections carry the most scoreable marks in both stages. Build calculation speed and pattern recognition so you clear cutoffs comfortably and bank marks in the Mains.

  3. 3

    Build Banking & Financial Awareness steadily

    This Mains section is high-return and stable. Learn banking terms, RBI functions, account and card types, financial abbreviations and current affairs a little every day and revise regularly.

  4. 4

    Do not ignore Computer Aptitude

    The Mains Reasoning section includes Computer Aptitude. A little consistent study of computer basics, terminology and shortcuts adds easy marks that many candidates neglect.

  5. 5

    Respect the negative marking

    At one-fourth (0.25) per wrong answer in both stages, blind guessing is costly. Attempt when you can eliminate to a confident choice, and leave questions you genuinely cannot judge.

  6. 6

    Practise with full timed mocks

    The paper demands section balance under a strict clock. Take full timed mocks to learn pacing across sections, then review the worked solution for every question you miss.

SBI Clerk scoring & selection

SBI Clerk selection has two online stages. The Preliminary exam (100 questions, 100 marks, 1 hour) is qualifying and only screens candidates for the Main exam. The Main exam (190 questions, 200 marks, 2 hours 40 minutes) decides the final merit, along with a qualifying test of the local language. There is no interview. Both stages carry a penalty of one-fourth of the marks for a wrong answer. The bands below are indicative — real cutoffs shift each year with vacancies, state and difficulty.

SBI Clerk marks vs. rank

Score rangeStageWhat it takes
Prelims: clear each sectionPrelimsQualifying — clear all three sectional cutoffs to reach the Mains
Mains: high accuracyMainsDecisive — the Mains score decides final merit
Local language testLanguageQualifying — prove proficiency in the specified local language
Balanced sectionsOverallNo weak section; Reasoning + Numerical carry easy marks
Steady mock scoresReadinessConsistent timed-mock performance predicts selection

Indicative stage requirements

Preliminary examQualifying

Indicative marks: Clear each sectional cutoff to be shortlisted for the Mains

Main exam (merit)Decisive

Indicative marks: Final merit is based on the Mains score, state-wise

Local language testQualifying

Indicative marks: Prove proficiency in the specified local language

Reserved categoriesRelaxed

Indicative marks: Lower cutoffs and age relaxations as per norms

State-wise vacanciesVaries

Indicative marks: Cutoffs differ by state/UT with vacancies & competition

The SBI Clerk pattern here — the two-stage Prelims/Mains process for the Junior Associate post, the 100-question qualifying Prelims and 190-question 200-mark Mains, the one-fourth negative marking and the absence of an interview — reflects SBI's recent published pattern. Exact vacancies, cutoffs, dates and state-wise details change each recruitment cycle; always confirm current specifics in the official SBI notification at sbi.co.in.

Posts & career progression for SBI Clerk

Clearing SBI Clerk places you as a Junior Associate in a bank branch, from where a structured promotion ladder opens up over the years based on performance, service and internal exams. The table below shows the kind of posts and progression the clerical cadre leads to — actual timelines depend on your circle, vacancies and departmental promotion policy.

Post / RoleCadreWhat it involvesIndicative requirement
Junior Associate (Customer Support & Sales)Clerical cadreEntry post — cash, deposits, account service, customer supportPost on selection
Senior AssociateClerical cadrePromotion — greater responsibility across branch operationsBy service & performance
Special AssistantClerical cadreHigher clerical grade handling specialised branch workBy promotion
Head Cashier / Head AssociateClerical cadreSupervises cash and clerical operations of a branchBy promotion
Trainee Officer (JMGS-I)Officer cadreIn-cadre promotion of clerks to the officer scaleVia internal exam
Branch Manager (in time)Officer cadreLong-term progression after entering the officer cadreBy seniority & merit
Customer service & sales rolesFront officeCross-selling deposits, loans and digital banking productsPart of the role
Back-office & operations rolesBranch operationsClearing, reconciliation and account maintenance dutiesPart of the role

A representative set of institutes that admit through SBI Clerk. Many more roles participate in the counselling process.

SBI Clerk important dates

The typical SBI Clerk timeline, from notification to counselling. Dates are tentative until the official notification is released.

  1. Notification & apply

    Usually around November–December

  2. Preliminary exam

    Typically January–February

  3. Prelims result

    A few weeks after the exam

  4. Main exam

    Usually around February–March

  5. Local language test

    Along with or after the Mains

  6. Final result

    After the Mains and document verification

SBI Clerk — frequently asked questions

Quick, reliable answers to the questions SBI Clerk aspirants ask most.

What is the SBI Clerk selection process?

It has two online stages and no interview: a Preliminary exam (100 questions, 100 marks, 60 minutes) that is qualifying, followed by a Main exam (190 questions, 200 marks, 2 hours 40 minutes) that decides the final merit. A qualifying test of the specified local language completes the process.

What is the SBI Clerk exam pattern?

The Prelims has three sections with 20-minute sectional timing — English Language (30 questions/30 marks), Numerical Ability (35/35) and Reasoning Ability (35/35). The Mains has four sections — General/Financial Awareness (50/50), General English (40/40), Quantitative Aptitude (50/50) and Reasoning Ability & Computer Aptitude (50/60).

Is there negative marking in SBI Clerk?

Yes. In both the Prelims and the Mains, one-fourth (0.25) of the marks assigned to a question is deducted for each wrong answer. There is no penalty for unanswered questions, so guess only when you can eliminate options to a confident choice.

What is the eligibility for SBI Clerk?

You need a graduate degree in any discipline from a recognised university and must generally be between 20 and 28 years old, with age relaxation for reserved categories. You must also be proficient in the specified local language of the state/UT you apply for.

What post do you get after clearing SBI Clerk?

You are appointed as a Junior Associate (Customer Support & Sales) in an SBI branch, handling cash, deposits, account services and customer support. Over time you can progress to Senior Associate, Special Assistant and, through internal exams, into the officer cadre.

How should I use these mock tests?

Take full-length timed mocks to build speed and section balance under the real clock and one-fourth negative marking, and review the worked solution for every question. Use the topic tests to drill reasoning, numerical ability, English and banking awareness until each becomes a reliable source of marks.

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Devaseelan

Devaseelan

Cleared NEET